MICHAEL W. FULKS, M.D.
To the editor: The position paper (1) on the acquired immunodeficiency syndrome (AIDS) and the human immunodeficiency virus (HIV) included the following statement on testing by insurance carriers that requires clarification.
Insurance carriers may have legitimate interests in the HIV-antibody status of persons applying for life insurance, particularly in high-risk geographic areas of the country, and if they are single men between the ages 20 and 40, for example, and are seeking insurance in large sums.
The insurance industry is closely regulated by the various states and is generally not permitted to do additional or special testing based on demographics.
FULKS MW. Testing for the Human Immunodeficiency Virus (HIV) by Insurance Carriers. Ann Intern Med. ;108:907. doi: 10.7326/0003-4819-108-6-907_1
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Published: Ann Intern Med. 1988;108(6):907.
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