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Original Research |

Insurance Status and the Transfer of Hospitalized Patients: An Observational Study

Janel Hanmer, MD, PhD; Xin Lu, MS; Gary E. Rosenthal, MD; and Peter Cram, MD, MBA
[+] Article and Author Information

From University of Pittsburgh Medical Center, Pittsburgh, Pennsylvania; University of Iowa Carver College of Medicine, Center for Comprehensive Access and Delivery Research and Evaluation, and Iowa City Veterans Affairs Medical Center, Iowa City, Iowa; and University of Toronto and University Health Network/Mount Sinai Hospital, Toronto, Ontario, Canada.

Disclaimer: The views expressed in this article are those of the authors and do not necessarily represent the views of the Department of Veterans Affairs.

Grant Support: By a K24 award from National Institute of Arthritis and Musculoskeletal and Skin Diseases (AR062133; Dr. Cram); Center of Innovation Award (CIN 13-412; Drs. Cram and Rosenthal) from the Health Services and Development Service, Veterans Health Administration; Clinical and Translational Science Award (2 UL1 TR000442-06; Dr. Rosenthal) from the National Center for Advancing Translational Science; and in part by grants R01 HL085347 from National Heart, Lung, and Blood Institute and R01 AG033035 from National Institute on Aging at the National Institutes of Health.

Potential Conflicts of Interest: Disclosures can be viewed at www.acponline.org/authors/icmje/ConflictOfInterestForms.do?msNum=M12-1977.

Reproducible Research Statement: Study protocol and statistical code: Available from Dr. Hanmer (e-mail, hanmerjz@upmc.edu). Data set: Available at www.hcup-us.ahrq.gov/tech_assist/centdist.jsp.

Requests for Single Reprints: Janel Hanmer, MD, PhD, University of Pittsburgh Medical Center Montefiore Hospital, Suite W93, 200 Lothrop Street, Pittsburgh, PA 15213; e-mail, hanmerjz@upmc.edu.

Current Author Addresses: Dr. Hanmer: University of Pittsburgh Medical Center Montefiore Hospital, Suite W933, 200 Lothrop Street, Pittsburgh, PA 15213.

Ms. Lu and Dr. Rosenthal: Division of General Internal Medicine, Department of Internal Medicine, University of Iowa Carver College of Medicine, 200 Hawkins Drive, Iowa City, IA 52242.

Dr. Cram: Division of General Internal Medicine, University of Toronto and University Health Network/Mount Sinai Hospital, 200 Elizabeth Street, Eaton North, Toronto, Ontario, Canada M5G 2C4.

Author Contributions: Conception and design: J. Hanmer, X. Lu, P. Cram.

Analysis and interpretation of the data: J. Hanmer, X. Lu, G.E. Rosenthal, P. Cram.

Drafting of the article: J. Hanmer, P. Cram.

Critical revision of the article for important intellectual content: J. Hanmer, X. Lu, G.E. Rosenthal, P. Cram.

Final approval of the article: J. Hanmer, X. Lu, G.E. Rosenthal, P. Cram.

Provision of study materials or patients: X. Lu.

Statistical expertise: J. Hanmer, X. Lu, P. Cram.

Obtaining of funding: P. Cram.

Administrative, technical, or logistic support: J. Hanmer, X. Lu, P. Cram.

Collection and assembly of data: J. Hanmer, X. Lu, P. Cram.


Ann Intern Med. 2014;160(2):81-90. doi:10.7326/M12-1977
Text Size: A A A

Background: There is little objective evidence to support concerns that patients are transferred between hospitals based on insurance status.

Objective: To examine the relationship between patients’ insurance coverage and interhospital transfer.

Design: Data analyzed from the 2010 Nationwide Inpatient Sample.

Patients: All patients aged 18 to 64 years discharged alive from U.S. acute care hospitals with 1 of 5 common diagnoses (biliary tract disease, chest pain, pneumonia, septicemia, and skin or subcutaneous infection).

Measurements: For each diagnosis, the proportion of hospitalized patients who were transferred to another acute care hospital based on insurance coverage (private, Medicare, Medicaid, or uninsured) was compared. Logistic regression was used to estimate the odds of transfer for uninsured patients (reference category, privately insured) while patient- and hospital-level factors were adjusted for. All analyses incorporated sampling and poststratification weights.

Results: Among 315 748 patients discharged from 1051 hospitals with any of the 5 diagnoses, the percentage of patients transferred to another acute care hospital varied from 1.3% (skin infection) to 5.1% (septicemia). In unadjusted analyses, uninsured patients were significantly less likely to be transferred for 3 diagnoses (P < 0.05). In adjusted analyses, uninsured patients were significantly less likely to be transferred than privately insured patients for 4 diagnoses: biliary tract disease (odds ratio, 0.73 [95% CI, 0.55 to 0.96]), chest pain (odds ratio, 0.63 [CI, 0.44 to 0.89]), septicemia (odds ratio, 0.76 [CI, 0.64 to 0.91]), and skin infections (odds ratio, 0.64 [CI, 0.46 to 0.89]). Women were significantly less likely to be transferred than men for all diagnoses.

Limitation: This analysis relied on administrative data and lacked clinical detail.

Conclusion: Uninsured patients (and women) were significantly less likely to undergo interhospital transfer. Differences in transfer rates may contribute to health care disparities.

Primary Funding Source: National Institutes of Health.

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Comments

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Insured Status is a Driver of Interhospital Transfer
Posted on January 22, 2014
Jonathan M. Schwartz, M.D., M.B.A.
The Grosse Pointe Medical Group
Conflict of Interest: None Declared
A patient's status as "insured" is very likely the principle key element in their likelihood to be subject to interhospital transfer, either directly from Emergency Department or following admission. Specifically, patients insured and enrolled in a managed care product, accountable care organization, or otherwise are subject to the constraints of a specifically designated network of care who present and are admitted to an "out of network" facility on an emergency or unplanned basis will be of great interest to their designated provider network for financial reasons. Both the patient and their provider network will have a financial incentive to "repatriate" the patient back to an in-network facility.

Alternatively, uninsured patients do not have either an insurer or provider network utilization management infrastructure with an incentive to enforce network boundaries.

This phenomena of interhospital transfers is likely to grow as "accountable care" (i.e. financial risk sharing care networks) becomes more pervasive. Physicians and hospitals alike will have a keen incentive to attend to their financial accountability for patient care.
Comment
Posted on January 23, 2014
Michael Pauszek, MD, FACP
Johnson Memorial Hospital
Conflict of Interest: None Declared
To The Editor: I read the study by Janel Hanmer titled Insurance Status and the Transfer of Hospitalized Patients, Annals 160. January 21, 2014, 81-90. Please correct me if I misinterpreted the purpose but it appeared to be a study to prove that patients without health insurance were still being dumped, however they were not. The authors then went on to suggest that patients were not being transferred to their clinical detriment because they lacked insurance. Wow! Negative dumping! Thank you for confirming that the vast majority of patients are cared for in their local community.
Two factors were not addressed in the discussion, comorbidities and age. The authors did demonstrate that comorbidity was a statistically significant factor in the transferred patients. Thank you, for confirming the appropriateness of patient care. They neglected to report on the age of the variously insured groups. This is a significant omission.
In my community the under 65 Medicare patients and privately insured patients would be of similar age, the Medicare group having more comorbidity. They are also the oldest age groups. The Medicaid population would span the clinical study age range, probably have some underlying disease process but would be younger than the two other groups. The uninsured in my community are the youngest patients we see.
For biliary disease and skin/subcutaneous infection the study’s findings confirm that the older and sicker would be transferred for complications and procedures such as ERCP and fasciotomy. No insurance bias need be postulated, only age and underlying disease. For chest pain, older age is a risk factor. Younger patients usually have noninvasive and locally available evaluations. Higher risk, older patients are referred for invasive tests.
In summary, in two of the three referenced diagnosis groups, the reported findings could be explained based upon differences in comorbidities or age in the various insured groups. In the third, chest pain, age was not addressed or reported and is a very important factor in the decision to transfer the patient.
The authors avoided reporting morbidity and mortality. That would have been valuable. Were uninsured patients kept in their local hospitals to their detriment? It was not proven here. What did we really learn from this study? Hospitalized patients are not being dumped. Transfer numbers are low and appear to be related to underlying health! Perfect. To more broadly interpret the data is conjecture. We need more data not speculation. Your conclusion is unfounded and suspiciously seems preconceived. Thank you for confirming the quality of our care.

Michael E Pauszek MD FACP
Johnson Memorial Hospital
Franklin, Indiana
Potential Conflicts of Interest: None disclosed
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