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In connection with a joint investigation on occupational mortality by the Actuarial Society of America and the Association of Life Insurance Medical Directors data were secured on ordinary insurance business during the years 1915 to 1926, involving more than one-half billion dollars in death claims. Analysis of this large mass of information suggests that the insurance medical examination results in a lower mortality during the earlier insurance years as compared with persons of the same age who have held policies for a longer time. The duration of this selective effect appears to last for three or four years for all
Effect on Life Insurance Mortality Rates of Rejection of Applicants on the Basis of Medical Examination.. Ann Intern Med. 1931;5:235. doi: https://doi.org/10.7326/0003-4819-5-2-235_2
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Published: Ann Intern Med. 1931;5(2):235.
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Print ISSN: 0003-4819 | Online ISSN: 1539-3704
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